Automotive Fleet
MenuMENU
SearchSEARCH

Report From IIHS Details Insurance Claims by Vehicle Type

ARLINGTON, VA – The Insurance Institute for Highway Safety (IIHS) released a new report from the Highway Loss Data Institute (HLDI) that reveals insurance claim data by vehicle type and details the vehicles with the lowest and highest overall losses.

by Staff
September 20, 2012
2 min to read


ARLINGTON, VA – The Insurance Institute for Highway Safety (IIHS) released a new report from the Highway Loss Data Institute (HLDI) reveals insurance claim data by vehicle type.

A couple of findings include that luxury vehicles and high-end sports cars have the most expensive claims for damage, and “minicars” and cars with powerful engines have the most frequent insurance claims for injuries to occupants. These results, and those shown below, apply to model-years 2009 - 2011.

Ad Loading...

The chart below shows the vehicles with the lowest and highest overall losses. A score of 100 represents the average for all vehicles under a given coverage type.

You can also view other data on IIHS’ website here.

Lowest Overall Losses



Vehicle

Vehicle size and class

Overall losses

Jeep Wrangler 2dr 4WD

Small SUV

47

Chevrolet Tahoe hybrid

Large SUV

47

Toyota FJ Cruiser

Midsize SUV

52

GMC Canyon

Small pickup

54

GMC Canyon ext.

Small pickup

54

Jeep Wrangler 4WD

Midsize SUV

55

Smart ForTwo

Micro two-door car

56

Chrysler 200

Midsize four-door car

57

Smart ForTwo convertible

Micro two-door car

57

Chevrolet Colorado 4WD

Small pickup

57




Highest Overall Losses



Vehicle

Vehicle size and class

Overall losses

Ferrari California convertible

Midsize sports car

748

Maserati Granturismo 2dr

Large sports car

437

Porsche Panamera turbo 4dr 4WD

Large sports car

398

Mercedes Benz S class hybrid 4dr

Very large luxury car

335

Maserati Quattroporte 4dr

Very large luxury car

328

Nissan GT-R 2dr 4WD

Midsize sports car

325

BMW M3 2dr

Midsize luxury car

304

Porsche 911 turbo convertible 4WD

Midsize sports car

300

Lexus IS-F 4dr 4WD

Midsize luxury car

299

BMW 7 series 4dr 4WD LWB

Very large luxury car

265

More Safety

Chris Brown sits across from safety experft at Lifesaver mobile in an interview about distracted driving and phone use tech.
Safetyby Chris BrownMay 1, 2026

Reducing Risk by Eliminating Phone Use Behind the Wheel

Distracted driving remains one of the most persistent risks in fleet operations. New approaches focus on removing mobile device use entirely while adding real-time safety support.

Read More →
Safetyby Jeanny RoaApril 15, 2026

Distracted Driving in the Age of Smart Tech – Part 2

As distraction risks evolve, fleets are turning to smarter, more connected technologies to better understand what’s happening behind the wheel. Part 2 explores how these tools are helping identify risky behaviors and improve visibility across operations.

Read More →
Safetyby Jeanny RoaApril 11, 2026

 Data Rights, Risks, and Responsibilities After a Crash

What fleets capture to improve safety can also expose them in litigation, forcing leaders to rethink how data is managed, stored, and shared.

Read More →
Ad Loading...
Driver holding a phone while steering, illustrating distracted driving and the importance of mental awareness and attention on the road for fleet safety.
Safetyby Judie NuskeyApril 10, 2026

From Distraction to Detection: Strengthening Awareness in Fleet Drivers

Distracted driving is often measured by what we can see—phones in hand, eyes off the road. But what about the distractions we can’t? A recent incident raises a bigger question about awareness, attention, and why subtle risks so often go unnoticed.

Read More →
Safetyby StaffApril 8, 2026

Lytx 2026 Road Safety Report

While serious crashes are declining, a rise in minor incidents and ongoing risk hotspots underscore the need for continued fleet safety investment.

Read More →
Driver’s hands on steering wheel in a sunlit vehicle, representing real-world driver behavior and the shift from data monitoring to hands-on training in fleet safety programs.
Safetyby Judie NuskeyApril 7, 2026

Behind-the-Wheel vs. Classroom Training: What Actually Changes Driver Behavior?

Fleets have more driver data than ever, so why isn't behavior changing? Training requires more than reports and coaching — it requires real-world practice.

Read More →
Ad Loading...
A person in a car on their phone behind the steering wheel.
Safetyby Jeanny RoaApril 1, 2026

Distracted Driving in the Age of Smart Tech – Part 1

A two-part conversation with Stefan Heck on how AI is transforming the fight against distracted driving. As fleets adopt smarter tools, the focus shifts from reacting to preventing risk. In Part 1, we look at where AI is making an impact for fleets today.

Read More →
Pedestrians crossing a busy street, highlighting the importance of driver awareness and caution to prevent pedestrian accidents.
Safetyby StaffMarch 30, 2026

Pedestrian Safety Starts With the Driver

More people on foot means more risk for drivers. These pedestrian safety tips can help prevent serious injuries and keep everyone safer on the road.

Read More →
SponsoredMarch 30, 2026

Safety by Design: Power and Protection in the Freightliner 114SD Plus

Safer crews. Fewer incidents. Better uptime. Learn how driver-assist technology is changing the way vocational fleets operate.

Read More →
Ad Loading...
Safetyby StaffMarch 26, 2026

Pedestrian Deaths Drop in First Half of 2025, Marking Largest Decline in Years

An 11% drop in pedestrian fatalities in early 2025 signals progress in U.S. road safety, but elevated death rates and ongoing risks underscore the need for continued action from fleets and policymakers.

Read More →