MISSISSAUGA, ON - PHH Arval has announced a significant expansion to its national cardlock program: the addition of Esso facilities to its network of cardlock fuel partners. Cardlock facilities are commercial truck fueling sites that require separate cards to access their unattended pumps.

The PHH Arval network, which also includes Petro Canada and United Farmers of Alberta (UFA) stations, is the first of its kind in Canada and numbers over 500 facilities across the country. The value and convenience of this unique program:

• Provides comprehensive fuel cost reporting, regardless of whether fuel is purchased at retail or cardlock locations; this eliminates the need to merge fuel billing files for comprehensive unit level fleet reporting.

• Allows fleet drivers the convenience of faster, more efficient fueling by giving them access to unmanned commercial stations 24/7. In addition, the PHH service card facilitates retail fuel purchasing when cardlock is not available to ensure fuel purchasing meets the entire fleet's requirements.

• Consolidates billing, so PHH clients can pay one bill for all their fuel purchases.

• Provides end-to-end card administration, including ordering and distribution of fuel cards according to each client's policy, and ongoing card and PIN maintenance.

According to Jim Halliday, president of PHH Canada, "When we introduced this program last year, our clients who had trucks in their fleets were delighted at the new capability to integrate cardlock commercial fuel purchases with their retail purchases. The addition of Esso as a cardlock partner increases the size of the network by 32 percent, makes fuel purchases even more convenient, and differentiates PHH in the marketplace."

About PHH Arval
PHH Arval, a subsidiary of PHH Corporation [NYSE: PHH <http://www.phh.com> ], is a leading fleet management services provider in the United States and Canada. PHH Arval provides outsourced fleet management solutions to corporate clients, including nearly one-third of the Fortune 500 companies.Through consultative expertise, flexible customer service, and award-winning technology, PHH Arval helps clients reduce costs and increase productivity.For more information, visit www.phharval.com, or call 800 ONLY PHH.

About PHH Corporation
Headquartered in Mount Laurel, New Jersey, PHH Corporation is a leading outsource provider of mortgage and vehicle fleet management services. Its subsidiary, PHH Mortgage, is one of the top five retail originators of residential mortgages in the United States1, and its subsidiary, PHH Arval, is a leading fleet management services provider in the United States and Canada. For additional information about the company and its subsidiaries, please visit our Web site at www.phh.com.