HLDI Reveals Vehicles With Lowest Collision Losses
The top 10 list, released by the Highway Loss Data Institute, includes large pickups from Ford and Ram.

The Ford F-250 4WD is among the top 10 vehicles with the lowest overall losses, according to an analysis by HLDI. Screen shot via YouTube.

The Ford F-250 4WD is among the top 10 vehicles with the lowest overall losses, according to an analysis by HLDI. Screen shot via YouTube.
The Highway Loss Data Institute recently identified the top 10 vehicle models with the lowest overall collision losses, and large pickups captured four of the spots on the list.
The study included vehicles in the 2014-2016 model years. Cargo vans, however, were excluded. HLDI analyzed insurance industry data to compile the list.
Below is the list:
Lowest Overall Losses | Claim Frequency (per 100 insured vehicle years) | Claim Severity (average loss payment per claim) | Overall Losses (average payments per insured vehicle year) |
Smart ForTwo electric | 3.3 | $4,921 | $162 |
Ram 1500 LWB 4WD | 4.5 | $4,065 | $185 |
Ford F-250 4WD | 3.8 | $4,940 | $187 |
Kia Soul electric | 5.0 | $3,786 | $189 |
Chevrolet Corvette Z06 convertible | 2.8 | $7,145 | $204 |
Jeep Wrangler 2dr SWB 4WD | 3.1 | $6,555 | $205 |
Ram 2500 crew cab SWB 2WD | 6.2 | $3,451 | $215 |
Ford F-350 SuperCab 4WD | 4.6 | $4,789 | $221 |
Subaru Outback 4WD with EyeSight | 5.9 | $3,750 | $222 |
Subaru Outback 4WD | 6.0 | $3,692 | $222 |
When vehicles priced at $30,000 and over are excluded, the top 10 list of vehicles with the lowest overall losses includes the Smart ForTwo electric, Jeep Wrangler 2-door SWB 4WD, Subaru Outback 4WD with EyeSight, Subaru Outback 4WD, GMC Canyon extended cab, Ram 1500 LWB, Volkswagen Golf electric, Jeep Wrangler 4-door 4WD, Ford F-150 and Mazda CX-5 4-door.
For more details about the HLDI research, including which vehicles have the highest overall losses according to the data, click here and scroll down.
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