Video: Insurance Fraud Drives Up La. Rates
The “swoop and squat” scam is particularly popular with con artists specializing in staged crashes. Cell phone-using drivers, as well as young women and seniors, are common targets.

A scene from a National Insurance Crime Bureau video about staged crashes. NICB is a leader in the fight against such insurance fraud.

A scene from a National Insurance Crime Bureau video about staged crashes. NICB is a leader in the fight against such insurance fraud.
Below is a video report, produced by Channel 6 WDSU News, on the latest trends in staged collisions in Louisiana. One of the most common types of staged collisions, the "swoop and squat" maneuver, has a new twist now that Louisiana has outlawed texting while driving. Criminals are targeting drivers who are visibly texting because their culpability in the crash will not be questioned, and the scam will stir fewer suspicions.
In a typical “swoop and squat” scam, three drivers in three separate cars work as a team on a multi-lane roadway. Two of the cars pass and pull just ahead of the victim’s car. The third car pulls alongside the victim in the adjacent lane. The driver of the lead car slows down, and then the driver of the second car slams on his brakes. As a result, the victim rear-ends the second car, which is filled with passengers. The car alongside the victim ensures there’s no path to avert the collision. The driver of the lead car continues on, leaving the scene. The driver and passengers in the second car fake injuries and file false insurance claims, working in concert with shady medical clinics. Sometimes the scam is executed using just two cars.
More Safety

Nexar-Nauto Merger Aims to Give Fleets Better Safety Intelligence Through Larger Driving Dataset
Stefan Heck tells Automotive Fleet that combining more than 10 billion miles of driving history with Nexar's AI models will give fleets deeper insights into driver risk and roadway conditions than either company could provide independently.
Read More →
Don't Wait for a Crisis: 5 Ways to Build Mental Health Into Your Fleet Safety Program
For Suicide Prevention Month, fleet and safety leaders have an opportunity to put mental health where it belongs: at the center of workplace safety.
Read More →
How Camera Data Can Strengthen a Fleet’s Insurance Renewal
Insights from a commercial insurance carrier and a broker show how fleets can turn video telematic data, driver coaching, and improved claims results into a stronger case at insurance renewal.
Read More →
The Safest Fleets Aren’t the Ones with the Most Technology
You’ve made the telematics investment. Here’s how to capture the other half of its value and build the safest fleet on the road.
Read More →
Hidden in Plain Sight: Fleet Compliance Risks
Fleet compliance isn't just about having policies — it's about consistently enforcing them. This practical guide reveals six hidden compliance risks common in public sector and shared fleet operations and outlines proven strategies to improve visibility, accountability, and audit readiness
Read More →
NETS Sets 2026 Fleet Safety Benchmark Conference for Indianapolis
The Sept. 15–17 program will feature fleet benchmarking data, case studies, emerging technologies, and implementation strategies while running alongside the NSC Safety Congress & Expo.
Read More →
Off-the-Job Crashes Account for 43% of Employers’ $61.7 Billion Crash Burden
NETS quantifies costs dispersed across fleet, risk, HR, and other departments while providing new per-crash benchmarks for employers.
Read More →
Ram Recalls More Than 1.27 Million 1500 Pickups for Seat Belt Anchor Issue
The recall affects certain 2019-2026 Ram 1500 pickups that may have improperly attached second-row seat belt buckle anchors.
Read More →How Better Visibility Cut Speeding Violations by 48%
Fleet leaders don't need more data, they need clearer visibility into what the data is saying. This case study explores how one utility replaced speeding-event counts with a single metric — miles driven in violation — to strengthen safety and significantly reduce speeding violations.
Read More →
Operation Safe Driver Week: Why the Industry's Oldest Safety Campaign Still Matters to Fleets
A look at how a 2007 enforcement initiative became one of the most consequential weeks on the fleet safety calendar, and what it means for your drivers in 2026.
Read More →