Progressive's Behavior-Based Insurance Now in 3 States
MAYFIELD VILLAGE, OH --- Progressive Casualty Insurance Co.'s MyRate insurance program, which ties premium charges to a client's driving behavior as recorded by an electronic monitoring device, is now available in Ohio, South Carolina and Oklahoma.
MAYFIELD VILLAGE, OH --- Progressive Casualty Insurance Co.'s MyRate insurance program, which ties premium charges to a client's driving behavior as recorded by an electronic monitoring device, is now available in Ohio, South Carolina and Oklahoma.
The optional program is available to drivers in these states who purchase policies from Progressive online or by phone, the company said.
Participants in the program receive a small wireless device that plugs into a port in the vehicle and measures how the vehicle is driven, how much it is driven and when it is driven. Vehicles driven less often, in less risky ways and at less risky times of the day qualify for lower premium rates, the company said.
To cover the cost of the device and data transmission, a $30 technology expense is added to the driver's premium for each policy term that he or she is enrolled in the program. No technology expense is charged during the first term a driver is enrolled in the program.
Progressive said the MyRate program will continue to be rolled out in more states pending state regulatory approvals.
More Safety

Which Fleet Types Have the Highest Severe Speeding Rates?
New research from SambaSafety finds significant differences in speeding rates across fleet industries, even as nearly 90% of surveyed fleets report using telematics.
Read More →
When a Cyberattack Hits Your Fleet: What Happens Next?
“You have two opportunities to test your plans: when you choose or when the threat actor chooses.” A cybersecurity expert reveals what fleet managers need to know before a cyberattack puts their operations at risk — and why the decisions made in the first moments can shape the entire recovery.
Read More →
Tips for Driving Safely on Halloween Night
This video features a reminder from the Connecticut Department of Transportation (DOT) and the Connecticut Police Chiefs Association, urging drivers to prioritize safety this Halloween.
Read More →
IIHS Crash Avoidance Tests Reveal Safety Gaps in Cargo Vans and Work Trucks
New IIHS crash avoidance ratings show uneven performance among cargo vans and heavy-duty pickups, with most struggling to avoid vehicle-to-vehicle collisions.
Read More →
What’s Next for Fleet? Safety, AI & Industry Recognition | AF News Recap
Could your company's culture be encouraging distracted driving? This week, we're exploring how workplace expectations affect driver safety, what AI, EVs, and autonomous vehicles could mean for the future of fleet management, and how fleet professionals can strengthen their award nominations.
Read More →
Does Your Fleet's Culture Encourage Distracted Driving?
What happens when the people responsible for enforcing safety rules are the ones setting the wrong example? The answer may reveal why some of the biggest risks to fleet drivers have little to do with what's written in the employee handbook.
Read More →
Fleet Manager’s Ultimate Playbook: Navigating the New Standard in OEM Connectivity
Rising operating costs, driver safety concerns, and unplanned downtime are putting unprecedented pressure on modern fleets. Discover how fleet managers use embedded OEM connectivity and real-time vehicle data to cut TCO, prevent downtime, and protect drivers without aftermarket telematics hardware.
Read More →
From Driver Well-Being to EV Charging | AF News Recap
Mental health belongs in the fleet safety conversation. This week, we’re looking at five ways fleets can support employee well-being before a crisis, plus Holman’s expansion in Mexico, new one-day Fleet Forward passes, and why EV charging demand is outpacing infrastructure growth.
Read More →
Nexar-Nauto Merger Aims to Give Fleets Better Safety Intelligence Through Larger Driving Dataset
Stefan Heck tells Automotive Fleet that combining more than 10 billion miles of driving history with Nexar's AI models will give fleets deeper insights into driver risk and roadway conditions than either company could provide independently.
Read More →
Don't Wait for a Crisis: 5 Ways to Build Mental Health Into Your Fleet Safety Program
For Suicide Prevention Month, fleet and safety leaders have an opportunity to put mental health where it belongs: at the center of workplace safety.
Read More →