Due to its poor traffic and road conditions, New York took last place in a recent study of the "Best & Worst U.S. Cities to Be a Driver." Texas took the top two spots (Lubbock and Corpus Christi) for the most driver-friendly cities.

Looking at the 100 most populated U.S. cities, WalletHub, a personal finance website, ranked them according to the costs of car ownership and commuting — in terms of time, money and safety.

Then WalletHub looked at these cities across 21 key metrics, including average gas prices, average annual traffic delays, rates of car theft, auto maintenance costs and parking rates. Each city was ranked by “costs,” “traffic and road conditions,” “safety” and “driver & car wellness.”

Here are the top 10 best cities to be a driver:

1) Lubbock, Texas
2) Corpus Christi, Texas
3) Lincoln, Neb.
4) Greensboro, N.C.
5) Tucson, Ariz.
6) Reno, Nev.
7) Durham, N.C.
8) Colorado Springs, Colo.
9) Winston-Salem, N.C.
10) Raleigh, N.C.

Here are the 10 worst cities to be a driver:

91) Los Angeles
92) Baltimore
93) Chicago
94) Boston
95) Newark, N.J.
96) Detroit
97) San Francisco
98) Philadelphia
99) Washington, D.C.
100) New York City

According to the study, here are some key statistics:

• The average annual hours of traffic delays are six times higher in Washington than in Bakersfield, Calif.

• The rate of car thefts is 27 times higher in Detroit than in Irvine, Calif.

• The average gas price in Los Angeles is twice as high as those in Tucson, Ariz.

• The average parking rate is 14 times more expensive in New York than in Greensboro, N.C.

Click here for the full report and to see where your city ranks.