HOOKSETT, N.H. — Merchants Leasing, a provider of nationwide total fleet solutions to meet commercial and government leasing needs, announced that Cathy Boyd, purchasing agent for the municipality of Penn Hills, Pa., is the winner of a Garmin Street Pilot GPS. The survey drawing is part of the Merchants Leasing FLEETOptimized campaign that introduces businesses to its No Risk closed-end lease option and its customized fleet solution. The No Risk closed-end lease option eliminates the volatility and uncertainty about the residual value of a vehicle at lease-end. When the lease term ends, a customer simply returns the vehicle and owes nothing — regardless of current market value for the vehicle.