IIHS Releases Car Insurance Loss Data
ARLINGTON, VA - The Insurance Institute for Highway Safety (IIHS) has released data showing insurance losses for hundreds of passenger vehicles. The vehicles are grouped by body style and size under six types of insurance coverage: collision, property damage liability, comprehensive, personal injury protection, medical payment and bodily injury.
ARLINGTON, VA - The Insurance Institute for Highway Safety (IIHS) has released data showing insurance losses for hundreds of passenger vehicles. The vehicles are grouped by body style and size under six types of insurance coverage: collision, property damage liability, comprehensive, personal injury protection, medical payment and bodily injury. Click here for the data.
Results are based on the loss experience of 2007-09 models from their first sales through May 2010. For vehicles that were newly introduced or redesigned during these years, the results shown are based only on the most recent model years for which the vehicle designs were unchanged -- either 2008-09 or 2009 only. Results are grouped according to vehicle body style and then according to size.
All losses are stated in relative terms, with 100 representing the average injury, collision or theft loss for all vehicles. For example, a result of 122 is 22 percent worse than average, and 96 is 4 percent better than average. The vehicles are listed within each group in ascending sequence results.
For convenience, the overall results are color-coded to indicate better and worse than average. The results also are adjusted, or standardized, to reduce possible distortions from other non-vehicle factors -- operator age, calendar year, density, gender, marital status, model year, risk (standard or non-standard) and state, IIHS said. Collision and comprehensive are also adjusted for deductible amount.
These insurance loss results generally are good predictors of the experience of current versions of the same vehicle models. But when automakers substantially redesign their passenger vehicles, the experience of an earlier model with the same name (but not same design) may not predict the experience of the newer design, IIHS noted.
More Safety

How Camera Data Can Strengthen a Fleet’s Insurance Renewal
Insights from a commercial insurance carrier and a broker show how fleets can turn video telematic data, driver coaching, and improved claims results into a stronger case at insurance renewal.
Read More →
The Safest Fleets Aren’t the Ones with the Most Technology
You’ve made the telematics investment. Here’s how to capture the other half of its value and build the safest fleet on the road.
Read More →
Hidden in Plain Sight: Fleet Compliance Risks
Fleet compliance isn't just about having policies — it's about consistently enforcing them. This practical guide reveals six hidden compliance risks common in public sector and shared fleet operations and outlines proven strategies to improve visibility, accountability, and audit readiness
Read More →
NETS Sets 2026 Fleet Safety Benchmark Conference for Indianapolis
The Sept. 15–17 program will feature fleet benchmarking data, case studies, emerging technologies, and implementation strategies while running alongside the NSC Safety Congress & Expo.
Read More →
Off-the-Job Crashes Account for 43% of Employers’ $61.7 Billion Crash Burden
NETS quantifies costs dispersed across fleet, risk, HR, and other departments while providing new per-crash benchmarks for employers.
Read More →
Ram Recalls More Than 1.27 Million 1500 Pickups for Seat Belt Anchor Issue
The recall affects certain 2019-2026 Ram 1500 pickups that may have improperly attached second-row seat belt buckle anchors.
Read More →How Better Visibility Cut Speeding Violations by 48%
Fleet leaders don't need more data, they need clearer visibility into what the data is saying. This case study explores how one utility replaced speeding-event counts with a single metric — miles driven in violation — to strengthen safety and significantly reduce speeding violations.
Read More →
Operation Safe Driver Week: Why the Industry's Oldest Safety Campaign Still Matters to Fleets
A look at how a 2007 enforcement initiative became one of the most consequential weeks on the fleet safety calendar, and what it means for your drivers in 2026.
Read More →
Nexar-Nauto Merger Aims to Give Fleets Better Safety Intelligence Through Larger Driving Dataset
Stefan Heck tells Automotive Fleet that combining more than 10 billion miles of driving history with Nexar's AI models will give fleets deeper insights into driver risk and roadway conditions than either company could provide independently.
Read More →From Silos to Solutions: Relationship Management for Safer Fleets
From telematics adoption and driver accountability to policy consistency and risk mitigation, this episode breaks down what it really takes to build a safer fleet culture without slowing business down.
Read More →