HLDI Says Ford F-250 Has Highest Theft Rate of Any 2010-2012-MY Vehicle
In addition to the F-250, a number of other trucks commonly used by fleets top the Highway Loss Data Institute's (HLDI's) list, including the Chevrolet Silverado, GMC Sierra, and Ford F-350. In previous years, the Cadillac Escalade topped the HLDI’s list.
The Highway Loss Data Institute (HLDI) found in a recent study that the Ford F-250 had the highest theft rate of any 2010-2012-MY vehicles. In addition to the F-250, a number of other trucks commonly used by fleets top the HLDI’s list, including the Chevrolet Silverado, GMC Sierra, and Ford F-350. In previous years, the Cadillac Escalade topped the HLDI’s list.
The F-250’s four-wheel-drive crew cab model has a theft rate that is 7 per 1,000 insured vehicle years (one vehicle insured for one year), which is six times the average for all vehicles. HLDI noted that a theft claim from a pickup doesn’t necessarily mean the entire truck was stolen but rather than equipment was stolen from the truck’s bed, or possibly components from the vehicle. HLDI said it doesn’t distinguish the theft of contents from the theft of an entire vehicle.
Despite the changing lineup of vehicles popular with thieves, theft rates are declining, which HLDI attributes to the more widespread use of ignition immobilizers. This technology is standard in 89 percent of 2012-MY vehicles. HLDI noted that fewer pickup trucks have this technology, but MY-2010-2012 F-250 pickups come standard with it.
HLDI’s complete list of theft rates for 2010-2012-MY vehicles is below.
INSURANCE THEFT CLAIMS, 2010-12 PASSENGER VEHICLES | ||||
|---|---|---|---|---|
Vehicle size/type | Claim freq. | Avg. loss payment per claim | Overall theft losses | |
HIGHEST CLAIM RATES | ||||
Ford F-250 crew 4WD | very large pickup | 7 | $7,060 | $50 |
Chevrolet Silverado 1500 crew | large pickup | 6.7 | $5,463 | $37 |
Chevrolet Avalanche 1500 | very large SUV | 6.1 | $6,163 | $38 |
GMC Sierra 1500 crew | large pickup | 6 | $6,366 | $38 |
Ford F-350 crew 4WD | very large pickup | 5.6 | $7,517 | $42 |
Cadillac Escalade 4WD | large luxury SUV | 5.5 | $6,508 | $36 |
Chevrolet Suburban 1500 | very large SUV | 5.4 | $4,468 | $24 |
GMC Sierra 1500 extended cab | large pickup | 4.7 | $5,908 | $28 |
GMC Yukon | large SUV | 4.5 | $6,276 | $28 |
Chevrolet Tahoe | large SUV | 4.4 | $5,367 | $23 |
LOWEST CLAIM RATES | ||||
Dodge Journey 4WD | midsize SUV | 0.4 | $5,016 | $2 |
Volkswagen Tiguan 4WD | small SUV | 0.4 | $10,352 | $4 |
Audi A4 4-door | midsize luxury car | 0.4 | $13,803 | $5 |
Acura RDX | midsize luxury SUV | 0.4 | $8,701 | $3 |
Toyota Matrix | small station wagon | 0.4 | $7,782 | $3 |
Lexus HS 250 hybrid 4-door | midsize luxury car | 0.4 | $2,226 | $1 |
Honda CR-V | small SUV | 0.4 | $4,630 | $2 |
Hyundai Tucson 4WD | small SUV | 0.4 | $4,134 | $2 |
Toyota Sienna 4WD | very large minivan | 0.5 | $13,038 | $6 |
Jeep Compass 4WD | small SUV | 0.5 | $5,527 | $3 |
AVERAGE ALL PASSENGER VEHICLES | 1.2 | $6,532 | $8 | |
Note: Claim frequencies are per 1,000 insured vehicle years; overall losses are average payments per insured vehicle year. |
More Operations

Turn Fleet Data Into Smarter Decisions
Fleet leaders have access to more operational data than ever, but disconnected systems and unclear metrics often slow decision-making instead of improving it. This article outlines five practical steps fleets can take to transform fragmented data into actionable insights that improve planning, safety, utilization, and long-term performance.
Read More →
Hybrids: Electrification Without the Challenges
For fleet managers, fuel is one of the biggest line items in the budget — and it's one hybrids can shrink without changing how your people work. Download the eBook to see the numbers, understand the technology, and get a step-by-step guide to making the switch.
Read More →
How NOV Uses Telematics to Improve Fleet Safety Across 160 Locations
James Victory of NOV discusses how the company manages fleet safety, maintenance, and telematics across more than 150 locations supporting oilfield operations throughout the U.S.
Read More →
Fleet Meets: Steven Santostasi
This edition of the Fleet Meets series features Steven Santostasi, the current TSP channel manager for Ford Pro.
Read More →
Why Fleet Managers Are Replacing Departmental Vehicles with Shared Motor Pools
Departmentally assigned vehicles often create hidden costs through underutilization, poor visibility, and increased administrative burden. This white paper explores how shared motor pool strategies help fleets reduce costs, improve accountability, and optimize vehicle utilization.
Read More →Soap Box Derby Challenge: Assembling the Crew
Meet Gabriel, Matthew, and Angel — the team helping bring this soap box derby build to life.
Read More →
BBL Fleet Acquires Velcor Leasing Corporation
BBL Fleet expanded its footprint in the fleet management industry with the acquisition of Velcor Leasing Corporation of Madison through a stock purchase agreement finalized Feb. 27, 2026.
Read More →
Lytx Introduces New AI Fleet Technologies at Protect 2026
The company introduced new AI-driven fleet safety and operations technologies during its annual user conference.
Read More →
Fleet Costs Are Rising: Here’s How Leaders Are Responding
Fleet leaders are under pressure to reduce costs, adapt to economic uncertainty, and make smarter decisions. See how peers across North America are responding with real data, proven strategies, and forward-looking insights. Download the 2026 Market Pulse Report to benchmark your strategy and uncover where you can gain an edge.
Read More →From Waffle House to AI: Fleet Trends You Need to Know
In this AF news recap, host Faith Howell covers how Waffle House stepped up during disaster response and new AI tech on the market.
Read More →