Drivers of Hyundai, Mazda, Volkswagen, Subaru, and RAM brands cause traffic collisions at the highest rates in the nation, according to a new report from Insurify. 

To identify the five top brands associated with accidents, researchers at Insurify tapped their database of 4.6 million car insurance applications to evaluate which car manufacturers are most preferred by drivers with an at-fault accident on their record.

Presently, an average of 9.25% of drivers across the U.S. have at least one at-fault accident on record in 2022.

With 10.82% of RAM drivers reporting an at-fault accident on record, this brand’s owners are the most accident-prone motorists in the nation. RAM drivers are 17% more likely to have caused an accident in the past seven years than the average American driver.

The RAM’s worst offender — the RAM 3500 — has drivers that cause accidents a staggering 53% more often than the national average.

Subaru drivers cause traffic accidents at the second-highest rate in the nation. Some 10.75% of Subaru owners report an at-fault accident on record, which is 16% higher than the national average.

Volkswagen claims the third-most accident-prone drivers in the country. Overall, 10.46% of Volkswagen drivers have an at-fault accident on record, and this share rises to 11.71% among Jetta owners. Conversely, the Atlas is Volkswagen’s best-behaved model, as only 7.81% of its drivers report an at-fault accident.

Some 10.41% of Mazda drivers report a prior at-fault accident on record — 12% more than the national average — placing the brand fourth on the list of car makes with the most accidents in 2022. Drivers of the CX-3 are the brand’s worst offenders, but motorists who drive a Mazda2 are much safer out on the road, reporting an at-fault accident 17% less often than the national average.

Ranking fifth on the Insurify list, 10.30% of Hyundai motorists report a prior at-fault accident. The brand’s high at-fault accident rate, however, is actually driven by owners of its few sporty car models, including the Veloster and the Genesis Coupe — with 13.89% of its owners reporting an at-fault accident.

Interestingly, the five brands linked to most at-fault accidents are also linked to practicality and even safety. For example, both Hyundai and Volkswagen are known for producing well-made, affordable vehicles that don’t obviously appeal to more risk-prone drivers. And, Subarus are among the safest vehicles on the roadways, according to the Insurance Institute for Highway Safety.

That drives home a critical point: It is not the quality or safety of the vehicles that links directly to the accident rate, but rather the people behind the wheel.

Noteworthy, Insurify found a very strong correlation between an auto brand’s at-fault accident rate and its speeding rate. The upshot is that automobile manufacturers with the most accident-prone drivers are also more likely to have lead-footed drivers, too.