New Survey Shows Automotive Remarketers Shifting to Online Auctions, Other Upstream Remarketing Strategies
Online auctions and other upstream remarketing activities are quickly becoming key components of automotive remarketers’ sales strategies, according to a new industry survey conducted by Emercent Solutions and the International Automotive Remarketers Alliance (IARA).
Online auctions and other upstream remarketing activities are quickly becoming key components of automotive remarketers’ sales strategies, according to a new industry survey conducted by Emercent Solutions and the International Automotive Remarketers Alliance (IARA). The findings are derived from a survey of 25 automotive industry executives representing 42% of the vehicles remarketed annually by captive lenders, banks, and fleet and lease companies.
But to what extent will online auctions capture buyers from the decades-old tradition of physical used-car auctions? This is one of the key questions auto industry executives are exploring as Emercent and the IARA reveal the findings from their survey today at the IARA’s Remarketing Roundtable Series in Las Vegas.
“We are seeing a shift in the way vehicles are remarketed,” said Bob Gear, vice president of business development for Emercent. “This is significant, because the physical auction process has not changed dramatically for the last 60 years. The survey underscores what most of the industry has been seeing in the last two years.”
“Online auctions are definitely having an impact on the way vehicles are being remarketed,” said Matt Marks, executive director of the IARA. “While physical auctions are certainly not going away, channels like online auctions are becoming increasingly important.”
The survey of captive lenders, banks, and fleet and lease companies examines current trends and future intentions regarding the use of upstream remarketing processes and procedures. Upstream remarketing is defined as any selling of a vehicle prior to a physical auction.
The survey findings include:
Among captive lenders, upstream remarketing activities now account for more than 40 percent of sales. As part of this, online auctions account for about a quarter of sales. Sales to grounding dealers and lessees represent 17 percent of the transactions.
Banks now use upstream remarketing channels to complete nearly 50% of their wholesale transactions. Of this activity, sales to lessees make up approximately 30%, and sales to grounding dealers account for another 7 perecent.
Fleet and lease companies are using upstream remarketing activities to dispose of about 50% of their inventories. Almost 25% of this is for sales to employees who have driven the vehicles. Fleet and lease companies use the wholesaler market to dispose of nearly 13 percent of vehicles.
Most survey respondents believe that upstream remarketing activities have helped their bottom line. Captive lenders report that upstream channels have reduced the turn time on their vehicles by an average of more than 20 days, resulting in millions of dollars in savings.
The survey results also show that more than half of the captive lenders are now spending less than they were in the past on their remarketing activities. The survey respondents from banks and fleet and lease companies say they are spending more, but are still increasing profits.
Both banks and captive lenders intend to increase their use of sales to grounding dealers, as well as online auctions. The newest channels, as expected, have the largest increase potential.
More Remarketing

When Should a Fleet Repair Vehicle Damage Before Remarketing?
Not every dent, scratch, or mechanical issue is worth fixing before selling a fleet vehicle. Learn how to weigh repair costs, resale value, market demand, and downtime to determine when reconditioning pays off and when selling as-is makes more sense.
Read More →
Wholesale Used-Vehicle Values Fall as Cox Automotive Cuts 2026 Forecast
Wholesale used-vehicle prices declined in September as depreciation accelerated, prompting Cox Automotive to lower its year-end forecast.
Read More →
FLD Promotes Three Executives in Leadership Changes
FLD has promoted three longtime executives, naming Gary Mott CEO, Richard Mallek president, and Ron Sanders managing partner.
Read More →
Ford Pro Launches Certified Pre-Owned Program for Commercial Vehicles
Ford Pro Advantage will offer certified pre-owned Class 1-7 commercial vehicles through more than 700 Ford Pro Commercial Vehicle Centers.
Read More →
Copart to Acquire ACV in $1.9 Billion Deal
The acquisition would expand Copart beyond its traditional salvage business into dealer-to-dealer wholesale remarketing while adding ACV’s vehicle data, inspection, and valuation technology.
Read More →
Manheim Index Shows Used-Vehicle Wholesale Prices Up 2.1% in June
The market is seeing stronger appreciation in older used vehicles this year, and the most affordable segments have been among the year’s best performers.
Read More →
Commercial Fleet Sales Contribute To June, YTD Gains
The fleet sector has boosted its vehicle purchases at a reliable pace in the first half of this year compared with 1H 2025.
Read More →
Used Vehicle Prices Climb Higher As Sales Pace Slows
The higher prices at used retail reflect strong wholesale values earlier in the spring, particularly for older, more affordable vehicles.
Read More →
Wholesale Used Vehicle Market Sustains Moderate Rise In Values, Prices
Trends continue to normalize after a strong start to the year, as consumers contend with higher gas prices in the coming summer months.
Read More →
Commercial Fleet Sales Still Lead Sectors Despite May Mini Dip
The U.S. economy's continued growth and positive business investment are creating a favorable environment for fleet vehicle demand.
Read More →