Automobile Consumer Services, Inc. (ACS), an online, direct-to-consumer auto leasing firm, has launched FrontRowCars.com, a new Web-based marketplace for late-model, used vehicles that are available for purchase, finance, or lease. ACS President Tarry Shebesta says the site distinguishes itself from other online used-vehicle marketplaces with an all-in-one package approach to leasing. Private owners, dealers, and lenders with cars coming-off-lease are invited to offer their vehicles for sale through FrontRowCars.com. There is no charge for listing vehicles and all of the sale information, including photos, can be quickly entered through the site. Buyers visiting the site are immediately greeted with a number of recent listings and specific lease or financing payments if they were to select that vehicle. Consumers with a specific car in mind can quickly search available inventory with multiple search options such as price range, mileage, year, and geographical location. When a consumer chooses a vehicle, he or she has a number of options. They may choose to contact the seller directly and arrange a deal. They may also choose to explore the costs of financing or leasing directly from the FrontRowCars.com. The consumer can apply the details of a particular car to an instant quote system that will calculate actual finance or lease payments. The details of each offer are provided for comparison. When a shopper finds a suitable finance or lease deal on FrontRowCars.com, they can initiate the process by applying for credit online. Once credit is approved, ACS facilitates the entire transaction.