Automotive Fleet
MenuMENU
SearchSEARCH

Technology Advances New Risk Model

New programs allow fleets to predict and prevent accidents. If a company’s goal is to proactively avoid collisions, reduce the number and severity of accidents, and cut accident costs, technology offers a revolutionary solution.

by George Kilroy
April 1, 2007
3 min to read


From the time the industry was founded in the 1940s, fleet managers and fleet management companies have constantly looked for ways to improve the efficiency of business fleets. Fleet management has been transformed over the years by great new products, services, process improvements, information management, and technology advances.

Ad Loading...

A few years ago, I spoke with Mike Antich of Automotive Fleet about PHH Arval’s vision of using technology to advance new efficiencies. (See AF November 2003) Some things I mentioned then, benefit the fleet industry today: collecting vehicle information, such as mileage, in real-time through telematics technology; automating information collection from a company’s enterprise resource planning (ERP) and HR systems; and automating routine fleet decisions based on pre-established fleet policies.

Ad Loading...

Risk & Safety Next Breakthrough
I believe the next big breakthrough is in fleet risk and safety. Companies have struggled for years to find ways to increase driver safety and decrease negligent entrustment risk — costly not only in dollars, but also to corporate image. While progress has been made in gathering driver information through motor vehicle records, most organizations still use the traditional model of reacting to accidents after they happen and trying to manage down the costs.

Once again, technology is coming to the rescue, allowing fleets to pioneer a new risk model — predicting and preventing accidents. If a company’s goal is to proactively avoid collisions, reduce the number and severity of accidents, and aggressively reduce accident costs, technology enables a total solution that’s truly revolutionary.

The traditional model incorporates MVRs and driver profiles with accident management services such as First Notice of Loss, vehicle repair, and subrogation recovery.

Technology Captures Data
To these traditional elements, the new model adds innovative technology that captures and integrates new sources of information — information that’s key to driving down risks. For instance, at PHH, we’re excited about the kind of information and results we’re getting from our telematics service, PHH Onboard. The in-vehicle device provides real-time data about actual driver behavior, allowing fleets to take action to enforce safety policies; it also generates engine data, signaling potential problems with the vehicle that could cause unsafe driving conditions.

In addition, PHH is creating predictive models that will enable fleet and risk managers to identify fleet drivers most at risk of incurring accidents. Our pilot program is getting surprisingly accurate results in pinpointing at-risk drivers. We see this technology as a fantastic tool and plan to bring it to market later this year.

Ad Loading...

Using predictive techniques and analytics, it’s possible to target the most atrisk drivers and give them specific training to reduce their on-road risk. Add the element of telematics technology, and you have real-life information to reveal whether driver training is effective. Combined with the more traditional MVRs and accident management capabilities, it’s a holistic approach that will transform collision management from a reactive reflex to a proactive science.

Ten years from now, as we look back, we’ll see technology has once again been the catalyst for tremendous improvements in fleet management in ways we never thought possible.

About the Author:

George Kilroy is president & CEO, PHH Arval, a fleet leasing and management company headquartered in Sparks, Md.

Topics:Operations
Subscribe to Our Newsletter

More Operations

Amalgamation of fleet operating costs for 2026
Operations•by Chris Brown•November 1, 2026

Managing Fleet Costs in an Era of Permanent Volatility

Fleet operating costs have risen more than 20% since 2020, raising a key question: When does extending a vehicle's service life stop making financial sense?

Read More →
An Automotive Fleet podcast thumbnail
Operations•October 29, 2026

The Next Evolution of Fleet Management: Autonomous Operations

This opening keynote session at the Fleet Forward Conference highlights the future of autonomous driving for fleets.

Read More →
A picture of a transparent catalytic converter with blue text and the Automotive Fleet logo on the top.
Operations•October 29, 2026

How to Reduce the Total Cost of Risk From Catalytic Converter Theft

A stolen catalytic converter can cost fleets far more in downtime and lost productivity than in repairs. A total-cost-of-risk approach can help fleet managers quantify their exposure and prioritize theft prevention.

Read More →
Ad Loading...
AF news recap thumbnail
Operations•by Faith Howell•October 26, 2026

Personal-Use Charges Rise as Vehicle Values Fall | AF News Recap

Personal-use charges are climbing, wholesale used-vehicle values are declining, and commercial fleet sales growth is slowing. This week, we're breaking down the latest fleet data, plus how Element Fleet Management is helping Waymo prepare for its first Canadian robotaxi market.

Read More →
A transparent blue background of a hand stamping a paper is the background of text that says "What about fleet policy exceptions?" with the Automotive Fleet logo in the bottom right corner.
Operations•by Faith Howell•October 20, 2026

Here's When You Should Make an Exception to Fleet Policy

Fleet policies are designed to create consistency, but not every driver or situation fits neatly within standard rules.

Read More →
A hand writing on an ipad with a transparent AI graphic over it
Operations•October 20, 2026

AI-Native or AI-Acquired: What Should Fleet Managers Look for in an AI Platform?

Six questions can help fleet managers look beyond AI marketing claims to evaluate integration, data access, and real-world operational performance.

Read More →
Ad Loading...
Chevin 2026 Buyes Guide cover
Sponsored•October 14, 2026

A buyer's guide to fleet management software in 2027

Buying fleet management software in 2027 means looking beyond features and price. As fleet operations, technology and expectations evolve, this guide explores what today’s fleet professionals should consider when choosing a system that can deliver value now and adapt to what comes next.

Read More →
An overhead image of a freeway system with no vehicles
Sponsored•by Shelley Mika•October 13, 2026

What Will Shape the Next Era of Fleet Management?

EVs, AI, and autonomous vehicles are reshaping fleet management. Discover what’s ahead—and how fleet leaders can prepare for the next era.

Read More →
A Cox Fleet technician working on the left with the rear view of a military man saluting a flag on the right
Operations•October 8, 2026

How Fleets Can Recruit and Train Veterans for Technician Roles

Here's how the technician shortage has affected uptime for fleets, and what to do about it.

Read More →
Ad Loading...
A transparent toll background with the Automotive Fleet logo and Neology logo on top.
Operations•October 5, 2026

Avis Budget Group Deploys Neology Toll Management Technology Across Major Brands

Neology’s neoFleet platform will manage toll transactions and toll-authority operations for vehicles across Avis, Budget, Payless, Budget Truck and Zipcar.

Read More →