In the 1970s, seat belts are still a novelty, but Ed is forward-thinking: In his monthly editorial he says, "The most recent DOT study we have been able to locate shows that only 18.5% of the nation's drivers use safety belts.  If it were 88.5%, we might not need air bags.  What if...the nation's corporate fleet managers developed a company policy demanding that drivers use the belts?  What if...corporate management provided a real incentive for drivers to use their belts - maybe by honoring them?  What if...the insurance companies gave premium cre